Your home maybe repossessed if you do not keep up repayments on your mortgage.

Help to buy

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged interest on the 20% loan for the first five years of owning your home.

Buying a property can be expensive. First-time buyers wishing to get onto the property ladder, that cannot afford a large deposit may benefit from government backed Help To Buy scheme with as little as 5% deposit.

Existing home owners wishing to move may also benefit from the help to buy scheme. For example, if you require a new home but have little equity in your existing property and can afford monthly repayments on a larger mortgage, the help to buy scheme could be the best solution.

These include first-time buyers who are trying to get onto the property ladder, and ‘second-movers’, needing to move up the ladder to a bigger home.
These loans are not available for Buy-to-Let landlords, second homeowners or for a Shared Ownership purchase.

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